Some injury victims do not choose to pursue a personal injury claim. There may be a few reasons for this. Some reasons that I have heard include:
- “I’m not comfortable with lawyers and courtrooms”
- “It was just an accident…it happens”
- “I don’t want to sue anyone and ruin their lives”
While all three topics might make a good blog post, this post is concerned with the third of the above reasons.
You should be aware that almost all personal injury claims whether auto accident, dog bite, slip and fall, product liability, or medical malpractice, are covered by some form of insurance. Insurance companies bear the costs of defending the case and paying out any potential settlement or jury verdict. The entire premise of the insurance industry is that everyone pay a small amount to help spread the risk when something serious happens. Therefore, it will most often not directly effect the person or corporation which the claim is made against.
Even if circumstances require a lawsuit to be filed to ensure that you recover an appropriate amount of money, the insurance company will pay all the defense and litigation costs. The defendant or defendant corporation will almost never have any out of pocket loss because you made a claim against them.
If you have been injured in any kind of accident, contact our office for a free consultation. We are experienced at dealing with insurance companies and can help you settle your claim for the right amount.