All-terrain vehicles (ATV’s) may be a great way to explore and enjoy the countryside, but they can also be extremely dangerous. Nationwide nearly 1000 people die each year and over 150,000 are seen at emergency rooms. Like motorcycles, ATV accidents often result in very serious injuries such as fractures, head injuries, internal bleeding, etc. This is because ATV drivers and passengers have very little protection.
Rhode Island and Massachusetts have their fair share of ATV related injuries and it is important to understand your rights and options following an ATV accident. Drivers of an ATV can not make a claim if the accident is their own fault, however, there are two common scenarios in which an ATV related accident can result in a successful claim:
- The injured party is a passenger on the ATV. Since the driver is likely to be at fault for the accident, the passenger is without negligence and can collect from the insurance company of the driver or the owner of the ATV.
- The ATV came into collision with another vehicle (or ATV) on an open road and was not at fault for the accident.
Today, several insurance companies offer coverage for ATV’s. If the ATV is not separately insured, then the homeowner’s insurance may cover the loss. If there is coverage, damages can be obtained similar to an auto accident:
- Medical Bills
- Lost Wages
- Pain and Suffering
- Permanent Injury
If you have been injured in an ATV accident in Rhode Island or Massachusetts, contact our office for a free consultation. The law surrounding ATV accidents is unique and you should go with Attorney Joseph Lamy who has experience handling these particular types of claims.