Recently in Personal Injury Category

November 5, 2014

Mental Anguish and Panic Attacks Following an Auto Accident

Ive recently become involved in an interesting auto accident case and I thought it might be informative to others out there having a similar experience. My client has been experiencing frequent panic attacks and mental anguish following an automobile accident. While insurance companies, and even juries to some extent, are able to quantify damages for broken arms and/or legs, they are much less equipped to quantify damages for mental anxiety and suffering. The relative lack of these types of cases can make them difficult to settle and make determining a value difficult.

To anyone who has ever experienced a panic attack, I empathize. I understand that many people would rather have a broken arm or leg than live through five minutes of a full blown panic attack. Anything can bring on these attacks and for some it is difficult to even get in a car again or drive down the same street where the accident occurred. Because panic attacks are unpredictable, it does not require an extremely serious or traumatic accident. Even a moderate impact can have devastating results. Sometimes the auto accident is the last straw in an otherwise stressful life - work, kids, bills and life are sometimes enough to deal with before an accident occurs and your car is destroyed, you are unable to work and your life is flipped upside down.

Rest assured, that while difficult to monetize, these claims have merit. Like any other injury suffered in an accident, the claim has to be supported by medical evidence. This means that a therapist, psychologist or social worker has to actively treat your condition, much like an orthopedist would mend your broken leg. With a proper diagnosis and treatment these cases can be handled if your personal injury attorney is experienced with dealing with such circumstances.

If your injuries are more than just physical in nature, contact our office for a free consultation and we will discuss your options and rights. Be certain, these cases can be complex and it is important that you speak to an experienced auto accident attorney.

July 17, 2014

Lawsuit Filed for Woman Badly Injured on a Party Bus

Party buses and vans have grown increasingly in popularity for over a decade now taking business away from standard limousines for group functions. Bachelor, bachelorette parties and other group outings often rent a party bus for the evening. In one regard, it is much safer because it hires a designated driver for people who know they will be drinking. On the other hand, the lack of standard seating and the impetus to dance and walk around the party bus can make them dangerous even without an accident occurring.

One such company out of California which has rooftop access has been sued by a woman who claims she was struck by an overhanging tree branch causing significant injury to her face. The lawsuit claims that the company failed to monitor the overpass clearance for patrons standing and partying on the rooftop. The poor woman who was visiting New York at the time of the accident suffered a fracture of her orbital socket and numerous other facial injuries. Shockingly, this horrific accident came only one week after a young man was killed while riding on the top level of a party bus. In that case the poor victim struck a concrete overpass. This demonstrates disregard for patron safety, lack of awareness of safe and proper routes, and poor training for the bus operators. It is also important to note in this case that no warnings of any kind were given to the patrons.

Operators of sightseeing and party buses, particularly those with upper level access, have to apply strict safety standards even if it is contradictory to their intended purpose of fun.

March 10, 2014

A Long Time Coming...

This blog has been very very good to me and helped build my business when I left Boston four years ago, but alas, it has been long ignored. Not by intent but merely because we have been too busy during an exceptional period of growth. Starting today, however, I vow to return to the multiple postings per week that generated a lot of buzz and helped bring in many of my clients.

Here are just a few of the things we have been up to in the few months since my last post:

Be sure to call with any personal injury and criminal defense questions and we will be happy to assist you. The initial consultation is always free!
May 4, 2013

Bus Accident at Kennedy Plaza and Settling Claims with RIPTA

The Providence Journal is reporting a relatively serious bus accident which occurred between two RIPTA buses at the terminal in Kennedy Plaza, Providence. There is not a tremendous amount of information available yet about how such an accident between two buses occurred, but pictures included in the report show pretty significant damage. At least five injuries are being reported but there may be many more. If you were among those injured in this bus accident at Kennedy Plaza on May 3 it is important to speak to an experienced personal injury attorney right away.

RIPTA is a self insured agency. That means that claims for personal injury will go directly through RIPTA and not an insurance company. RIPTA has a claims department dedicated to handling accident cases. Their claims department, however, is notoriously difficult to deal with. They often delay decisions and settlement offers, make questionable liability decisions, and make low offers for settlement. If you are involved in a case against RIPTA, it is imperative to speak with a car accident attorney experienced with settling claims against RIPTA.

The good news is that liability is often not an issue for passengers on the bus. Since you are riding on their bus, you can not be held responsible for the negligent actions of the driver. If the accident includes collision with another vehicle, you will be able to collect damages regardless of which driver is responsible. Even if there is joint negligence between the two drivers, you will be able to collect from one, the other, or both drivers. Those involved in a bus accident are entitled to compensation for medical bills, lost wages and pain and suffering.

If you have been injured in this May 3 bus accident at Kennedy Plaza, Providence, or any other accident involving a RIPTA bus, contact our office right away for a free consultation. There is never any fee unless I receive compensation for your damages. Don't take a risk with your rights by trying to deal with the RIPTA claims department directly.

February 17, 2013

How Long Should My Auto Accident Claim Take to Resolve?

Of all the questions I hear in my office from new clients who are unsure about the personal injury claim process, the question I hear the most is: how long is my claim going to take to settle. I can not speak for every personal injury law firm, but since this is such a frequently asked question, I will answer as to how my firm handles claims.

The single most important determining factor as to the length of your claim is whether the case settles prior to litigation or not. Settlement prior to litigation is NOT always the best option. Many personal injury law firms like to brag about their settlement percentage. I assure you not to be fooled by this statistic or this advertising tactic. ANY LAWYER OR LAW FIRM CAN SETTLE YOUR CASE IF THEY ARE WILLING TO ACCEPT WHATEVER LOW OFFER THE INSURANCE COMPANY MAKES. In fact, many of the law firms that highlight their rate of pre-litigation settlement are probably accepting far less than the case is worth.

The Settlement Process

Settlement is not always a bad thing. In fact, for the majority of cases it is the best decision for all of the involved parties. Settlement is quicker, less costly, and if well negotiated by your personal injury attorney, should result in a settlement amount for full value of your case.

But the point of this post is to discuss how long the process takes. This is how the process works at my office if we can settle prior to litigation. Following the injury there is likely to be a course of treatment with medical providers. If you sustain whiplash following a rear-end auto accident you may be required to see a chiropractor. If you break your arm in a slip and fall you will likely see an orthopedist for several months and undergo a course of physical therapy. More serious injuries may require surgery and lengthy follow-up... and so on. During your medical treatment, my office will contact you every 3-4 weeks to see how you are feeling and to make sure that we are aware of all the medical providers that you are seeing. We will also see if you have been able to work, or return to work following an absence.

Regardless of what doctors you see or how long it takes, we will continue in this fashion until you are done with treatment. If the doctors have done everything they can for you and you are still in pain, our office will likely request a letter from your doctor to discuss your future prognosis. Once completed with all of your medical treatment, we will compile all of your most up to date medical records. At this point, I will write a detailed demand letter for the insurance company in which we make our case for damages and demand a specific sum of money for compensation.

My office promises to send out your demand letter within one week of receiving all of your final medical records. This guarantees that there is no unnecessary delay in attempting to resolve your case. No other firm that I know of promises to work so quickly on your behalf. Once the demand letter is received by the insurance company, it generally takes 3-5 weeks for them to make an initial offer (depending on the insurance company.) We will then begin aggressive negotiations to try and resolve the case for full value. When a fair dollar figure has been achieved, the client can consider settlement. If settled, the case will be closed and the check received in 7-10 days.

The Litigation Process

Many cases, however, do not settle in the manner described above. There can be a lot of reasons for this. For one, the insurance company might make too low an offer to be fair. Second, the insurance company might believe that you are partially at fault for the accident, and therefore, not entitled to full value. Also, some cases are just too serious or complex to easily settle. For instance, if I have a client who is very seriously injured I will often suggest filing a lawsuit right at the beginning because there is little chance of getting full value for very serious injuries in a settlement. For all these reasons, your case might wind up in litigation.

Litigation, especially in Rhode Island, can be a long process and I would not guarantee my clients that they will see any money for at least a year or two. Once the case is in litigation, we can still attempt to resolve the matter through arbitration or mediation which will be quicker than going all the way to a jury trial. Even if you file litigation, the case will often settle (eventually) and hopefully for much more money than offered before we filed suit. Just because you file a lawsuit does not necessarily mean that you will one day go to a jury trial. In fact, only a small percentage of filed lawsuits actually go to trial.

So, to make a long story short - my office promises to make every effort to attempt a settlement of your case quickly. Frequently within just a few months of the accident. If we are unable to settle or if it is inappropriate to settle prior to litigation, we will aggressively pursue your lawsuit to try and achieve an appropriate resolution as quickly as possible.

If you have any questions about the personal injury claims process, particularly regarding the length of time prior to settlement, contact our office for a free consultation. If you are currently represented and feel that your case is taking way too long, you can also call for a free consultation. If I believe, that I can assist you in resolving your case, we can discuss a possible transfer.

January 5, 2013

Incorrect X-ray, MRI and CT Scan Findings

If you have been involved in an accident of any kind you may undergo diagnostic testing at some point to identify the nature and extent of your injury. The most common diagnostic tests in personal injury cases are X-rays, MRI's and CT scans. X-rays are most commonly used to identify and/or rule out fractures and broken bones. MRI's are often taken for a close look of a muscle or tendon injury. For example, an MRI will be used to diagnose rotator cuff tears of the shoulder, or ligament tears in knees and ankles. An MRI will also be used in cases of serious injury to the neck or back to diagnosis disc injury or herniation. Finally, a CT scan is most often used to diagnosis head injuries such as concussions or bleeding on the brain. A CT scan may also be used to identify and/or rule out internal injury such as injury to the lungs, kidneys, etc.

These tests might be taken at any time during the treatment for your injury. These tests may be taken at the emergency room following a serious auto accident or may be taken after your treatment has already begun. If you are not responding to treatment or your condition worsens after treatment has already begun, then a doctor might order an MRI or other test to ensure that the injuries are not more serious than previously believed.

It is important to be aware that all of these tests, in particular, X-rays and MRI's, are subject to incorrect readings and mistake. X-rays taken immediately after an accident may often be incorrect because swelling around the fracture makes it very difficult to accurately see the bone. Last year, I represented a gentleman who was rushed to a Massachusetts emergency room from the site of a very serious car crash. The ER took multiple X-rays but failed to identify any fractures. A week later, my client's primary care physician ordered another set of X-rays which revealed a fractured sternum and multiple broken ribs. Similarly, I currently represent a woman who fell down a flight of stairs breaking her ankle. This fracture, however, was not identified at the emergency room. It was only identified by an orthopedist almost 3 weeks later.

MRI's are also imperfect. On occasion, the doctor interpreting the films will actually say in the notes that the test is "inconclusive" or that there is a "possible" fracture or herniation. Of course, inconclusive and possible are unhelpful terms during a personal injury lawsuit. When this occurs, it may be best to hire an expert witness to re-interpret the films.

Like X-rays, MRI's taken weeks or months apart may show different results. The injury was likely always there but wasn't seen by one doctor. There may be a number of factors for an incorrect diagnostic reading:

  • Physician error or inexperience;
  • Poor film or low resolution;
  • Modality used was one not likely to identify an abnormality;
  • Small injuries are either misinterpreted or simply missed.

If you are still in pain, seek treatment and if that treatment is not working, seek a second opinion. I do not give this as medical advice, but simply as safe advice that will help ensure that your injuries are accurately diagnosed and treated. A full and accurate understanding of the nature and extent of your injuries is also critical to ensuring that you receive everything that you are entitled to in your personal injury claim.

Continue reading "Incorrect X-ray, MRI and CT Scan Findings" »

December 10, 2012

Snowmobile Accident Attorney in Rhode Island and Massachusetts

This winter has been extremely mild for us here in New England which seems to rule out the risk of a snowmobile accident or injury, but if you are injured this winter during a snowmobile accident it is imperative that you speak with an experienced personal injury attorney right away to protect your rights and obtain compensation for you. There is no need to contact a national law firm to help you with a snowmobile accident because our firm is local and ready to fight for you.

Snowmobile accidents can occur in a number of ways. Collision between two snowmobiles, operator error, and product malfunction can all lead to an accident. Injuries sustained in a snowmobile accident can be serious and permanent including but not limited to head injuries, fractures, paralysis and even death. Do not delay in contacting a personal injury attorney. Your attorney will need to act quickly to establish the facts of loss and identify potential coverages for you to be compensated. Many insurance companies are now covering so called "small lines" vehicles such as jet skis, motorcycles, ATVs, and snowmobiles. Because of this increase in coverage there is a strong likelihood that the vehicle which caused your injuries has an insurance policy protecting it. In some instances the homeowners policy may also cover your damages. As with other personal injury cases you are entitled to past and future medical bills, lost wages, and pain and suffering.

Because it is unlikely for the police or other government agency to investigate a snowmobile accident, there may be no incident report. Therefore, if AND ONLY IF, you are able, it is imperative for you to try and identify witnesses and take pictures of the scene. This will help establish the facts when trying to recreate the accident at a later date.

Snowmobiles and Product Liability

If your snowmobile accident was caused not by operator error but by a defect in the machine itself, it is worth looking at your accident as a product liability case. If your snowmobile has a defective design that made it unsafe for its intended use, or was manufactured in such a way as to be dangerous, then you may have a product liability lawsuit against the manufacturer. Recently both Ski-Doo and Bombardier have recalled snowmobiles for various unacceptable risks that caused serious injury to users.

Continue reading "Snowmobile Accident Attorney in Rhode Island and Massachusetts" »

October 22, 2012

Sports and Sporting Event Injuries

After three years of maintaining this blog and drafting hundreds of blog posts, I sometimes wonder what questions I can answer, or what information is left to be shared with my readers. Today I was thinking about some of the less common personal injury claims and I was reminded of a few cases of mine stemming from sporting events. If you (or your child) was injured either playing a sport, or while attending a sporting event, you may be entitled to compensation for your injury.

Were you or your child injured while playing a sport?

More than three million under the age of 14 are treated for sports related injuries each year. The vast majority of those are not candidates for a personal injury claim. We all understand that injuries occur in sports, particularly contact sports such as football, hockey or rugby. I know - I played rugby for ten years! Because we are aware of the danger, we accept the risk simply by playing. Similarly, parents sign waivers so that their children can play organized sports. Personal injury claims do not exist in such "normal" or "expected" types of sports injury.

Negligence can occur, however, that causes injury and which is not part of the "accepted risk" of playing a sport. The most common causes of preventable sports injuries are:

  • Inadequate or defective equipment;
  • Inadequate or defective playing surfaces or fields;
  • Abusive coaches or trainers;
  • Training or practice that is excessive for a child's age and experience.
Most sporting organizations carry insurance for these types of negligent acts that lead to injury. The most common types of injuries to young athletes are muscle sprains/strains and fractures. More serious injuries, such as spinal injuries, head injuries, permanent muscle damage, paralysis and even death, can and have occur from the playing of sports. Injured persons are entitled to compensation and should contact an experienced sports injury lawyer right away.


Were you or your child injured AT a sporting event?

Much like playing sports, we accept a certain amount of risk everytime that we go to a game. We understand that foul balls will enter the stands and may injure spectators. Public address announcers warn several times that hockey pucks, baseballs or other objects might fly into the stand. They even agree to refund your ticket if you are unwilling to accept such risk.

Again, like playing sports, there are some injuries that spectators sustain that was not foreseeable or preventable. These types of injuries may be compensable under a personal injury claim. Some examples of injuries at sporting events that might be covered:

  • Assault by another intoxicated spectator (maybe a rival fan). Much like restaurants and bars have an obligation to not over serve customers, so too do sporting venues;
  • The protections meant to prohibit injury the stands are inadequate or defective;
  • Slip and fall at the venue.

Continue reading "Sports and Sporting Event Injuries" »

June 11, 2012

How Allstate and Colossus Low-Ball Injury Victims

A new report has been released by a consumer protection agency outlining exactly how Allstate Insurance and programs like Colossus lower the value of your personal injury settlement. I will discuss the prominent points of Colossus below, but you are welcome to read the entire report here.

Most injury victims, particularly those with soft tissue injuries from automobile accidents, are unaware that insurance adjusters rarely determine the settlement value of your case. Instead, a highly sophisticated computer program named Colossus, pre-programmed with tons of data, is the ultimate decision-maker. This software, however, is designed to keep your settlements low.

How Allstate and Colossus Manipulate Settlement Figures

  • Insurance adjusters, with no medical training, are told to contradict and ignore determinations made by licensed and educated doctors. If they believe that a diagnostic test was unnecessary or that a given diagnosis was inaccurate, the adjuster can choose to ignore that information and choose not to enter it into the system;
  • Colossus uses hundreds and thousands of similar cases to determine the value of your particular case. Allstate, however, can choose not to input settlements on the higher end of the spectrum into the system, so that Colossus continues to keep settlement ranges low and ignores high end settlements;
  • Many soft-tissue injury victims seek treatment with a chiropractor for relief of their pain and symptoms. Despite chiropractors' education and training, there is no doubt that Colossus discriminates against chiropractors. Their opinions and medical documentation is given less weight than that of a neurosurgeon, or orthopedic, for example.

What you can do about Allstate and Colossus

  • Your personal injury attorney can make a big difference. Colossus is designed to consider the attorney of record for the victim. If the attorney files lawsuits frequently against Allstate and refuses to settle for low money, then Colossus will increase the offers for that particular attorney. Before hiring your car accident attorney, ask him or her how many times he or she files suit, in particular, against Allstate. I file suit on roughly 50% of Allstate cases because I refuse to talk my clients into a low settlement to avoid the work of a lawsuit;
  • See a specialist or other medical professional. Because Allstate discriminates against chiropractors, it may be helpful to have your condition evaluated by additional medical professionals, such as your primary care physician, an orthopedic surgeon, etc. Even a trip to the emergency room at the beginning of the case may increase the value. In other words, personal injury claims with ONLY chiropractic treatment are ensured the lowest possible offer from Colossus.
  • Don't delay in treatment. If you were injured, seek medical help. Even if you feel the pain may go away in a couple of days, it is important to seek help quickly. Your pain may persist for several months, but if you wait too long for the initial doctor's visit, it may negatively affect the value of your claim.

Don't allow Allstate or insurance companies that use similar software to undervalue your claim. You deserve fair compensation for your injury claim and that starts by hiring the right personal injury attorney.

May 29, 2012

Lawsuits for Lead Poisoning in Rhode Island and Massachusetts

Even though lead paint has been banned in the United States since 1978, many houses still contain the poisonous material on its walls and window beams. Many of the houses in Rhode Island and Massachusetts that still possess lead paint are older multi-unit buildings such as 3 family houses and generally tend to be in poorer sections of the community. The problem is so wide spread that Rhode Island offers tax credits to encourage home owners to remove any and all trace of lead paint from their building.

Lead paint if ingested is highly poisonous and toxic, particularly to children under 6 who are still developing. Unfortunately, children under 6 are the most likely to ingest lead paint by licking the walls or eating paint chips. To make matters worse, lead paint actually has a sweet taste which can further encourage children to ingest lead paint chips. It is also misleading to believe that children must ingest paint chips in order to be poisoned because ample testing has shown that ingesting lead paint dust can have a similar detrimental effect on young children. Ingestion of lead paint can lead to developmental delays, nervous system damage, stunted growth, kidney disease and a host of other injuries and disabilities.

Massachusetts has a history of favorable decisions on behalf of lead poisoning injury victims and while Rhode Island has much less case law on the subject, lead paint actions can be brought against landlords or homeowners who negligently allow children to be exposed to lead paint. Insurance companies often fight these cases aggressively looking for ways to deny insurance coverage to the injured victims. Lead poisoning cases are extremely complex and require an experienced personal injury attorney to secure a favorable result.

The injuries to your child may be life changing and permanent if exposed to high levels of lead. This can lead to future medical expenses, a loss of earning capacity and/or potential and a tremendous amount of pain and suffering. It is imperative that you speak to a personal injury attorney right away if your child has been diagnosed with lead poisoning. Following such a diagnosis, the State Department of Health will usually order an investigation into the residence to identify the presence of lead paint. If the Department has identified lead in your rental property, you may have a case for damages.

Continue reading "Lawsuits for Lead Poisoning in Rhode Island and Massachusetts" »

May 7, 2012

What is a Contingent Fee Agreement and Is it Always 1/3?

Asking what a contingent fee agreement is may be the most obvious question in the world of personal injury law even though I have never really discussed it before in detail. Every personal injury attorney in Rhode Island or Massachusetts will tell you that there is no fee until you receive money either by settlement or by jury verdict. My office also adheres to the same policy of no fee unless successful. This arrangement is the so called contingency fee agreement. But what does that really mean and how does it work?

It can cost several thousand dollars in legal time and expenses to handle even a minor car accident. Cases with major injuries such as broken bones, scarring, hospital stays or even death, may cost tens of thousands of dollars to properly and aggressively handle, especially if the case goes all the way to trial. This is especially true in cases of medical malpractice and product liability.

Personal injury attorneys understand, however, that accident victims may not be able to afford such high legal fees just to receive the compensation that they deserve. In fact, many people are most vulnerable after a car accident or slip and fall because they are forced to miss work and lose wages. For this reason, many attorneys agree to take the case for free unless and until there is a settlement or jury verdict. At that time, the personal injury lawyer will take his share of the settlement according to your contingent fee agreement. The overwhelming majority of attorneys, including my office, charge 1/3 of the total settlement fee. Some attorneys now charge 40% of the total settlement. This 1/3 fee is not written in stone and it is not a law.

A 1/3 contingent fee became the standard and it is what most attorneys adhere to for personal injury cases. 1/3 may be a very small amount of money or it may be a very large amount of money. Generally, the 1/3 is a fair and accurate representation of the time and effort that went into preparing and winning your case. Also, the 1/3 reflects the fact that your personal injury attorney takes the risk that he or she may never receive any money. If the case is lost or some other circumstance prohibits recovery for your case, then your lawyer worked for nothing. To avoid making costly errors, bodily injury attorneys are very particular about the types of cases that they take and will only take your case if it seems fairly certain that another party is liable to you and that that party has insurance. For example, a personal injury attorney is unlikely to take an auto accident case in which you appear at fault.

The contingent fee is not a law written in stone and you should talk to your personal injury attorney about the fee. Under certain circumstances, I have reduced my contingent fee for my clients, particularly in large cases where the potential settlement was high. Also, if you are fortunate enough to be in a position to pay your attorney his or her legal fees without the need for a contingent fee agreement, then you may be able to pay your attorney in that manner. An attorney will be much more likely to take a tricky or difficult case if you can pay the hourly wages and costs because the attorney does not risk a financial loss if the case is unsuccessful.

April 4, 2012

What you should know about Pre-Settlement Funding or So-Called Litigation Lending

The companies are all over television, advertising usually at the same time as many personal injury attorneys who advertise on television. They are lenders, such as Peachtree financial and Oasis financial, who tell you that they will advance the money to you that you will potentially receive when your personal injury case settles. It is a practice known as pre-settlement funding or litigation lending. Many of my clients have asked me about working with these companies. The short answer is - NEVER. Here is what you need to know before signing up.

Personal injury cases do not ordinarily settle quickly. The injured party has to obtain medical treatment for several months or more and then the attorney has to undergo a lengthy process of negotiating with the insurance company. Furthermore, if the insurance company is unreasonable, the case may need to be litigated. During this time, the injured party may be out of work and may have medical bills and/or other expenses piling up. In comes, a pre-settlement funding company offering to lend you the money to pay those bills so that you do not have to wait for your injury settlement. The catch - some of these companies charge as much as 200% interest!!! Yes, 200% interest. It is no surprise to find out that this type of loan arrangement was first conceived of by an indicted loan shark out of Las Vegas. And as of right now, the practice is legal. Rhode Island, however, now has a bill pending that looks to cap such loans at an interest rate of 21%. I certainly hope that it passes because these loans are predatory and victimize accident victims.

I sadly had one client, who I represented for an auto accident, fall victim to this type of loan. I begged the client not to take out this loan because I knew that the contract was awful and the loan was essentially a scam. Nevertheless, he convinced me by saying that he might lose his apartment if I did not sign the paperwork. I conceded. He took out a mere $500 and when his case settled a few months later he owed $947 in interest and fees. He paid almost double to the lender after less than six months.

I have also had clients ask if I can forward an advance on the personal injury settlement. The answer to that question is always NO. It is not because I am uncaring, it is because our rules of ethics as lawyers clearly forbid such advances. I know that some attorneys in Rhode Island will loan money off of your settlement and I even know of an attorney who charges interest on such loans - but I assure you that it should not be done and you may want to reconsider who is representing you if they so readily violate the rules of ethics.

I understand that it can be very difficult when you are out of work due to an accident and bills and expenses pile up. Talk to your attorney and he or she may be able to make some phone calls to help alleviate the bills or delay payment until your case is ready for settlement. The right personal injury attorney should also work quickly to make sure that your case is resolved when it is ready and that it is not unnecessarily delayed. Always talk to your attorney and see if something can be done before you make a serious mistake in taking a loan out with one these companies.

April 2, 2012

Law Office of Joseph Lamy Celebrating 3 Awesome Years!!

I am so grateful to all of my family, friends, past and future clients for helping to make my law practice such a success. Today marks 3 years since I opened my own doors in Providence and I can hardly believe it. I've been so fortunate to meet so many great people throughout Rhode Island and Massachusetts (and in the case of entertainment law, people all over the country!) and I feel blessed to have the opportunity to help with their legal needs.

The last year was the best yet with a record number of new clients and cases and some terrific results for my clients in personal injury, entertainment law and criminal defense. I am proud to describe just a few of the great results and projects that I was involved in over the past year alone:

In Personal Injury:

  • $150,000 for a fractured femur following an auto accident;
  • $100,000 for a fractured ankle (my client was previously unrepresented and the insurance company made a high offer of $20k... within 6 months of my taking the case and filing suit, the insurance company paid the policy limits of $100k);
  • $100,000 for nerve damage to client's elbow following an auto accident.

In Entertainment Law

  • Worked as lead counsel on two films, one on a micro budget of $20k and another with a mid-range budget of $350,000;
  • Lead counsel on a reality television show currently in production in Rhode Island;
  • Secured synchronization rights for one of my artists songs on a nationwide television commercial;
  • Negotiated and secured a four album recording deal with a major record label;
  • Negotiated and secured the film option for a novel written by a New York Times bestselling author.

In Criminal Defense

  • Full dismissal of multiple DUI cases;
  • Full dismissal of two felony assault cases - one before trial and one by jury verdict;
  • Reduced 2 counts of Third Degree Sexual Assault to misdemeanor simple assault on the morning trial was scheduled to begin (Client was facing ten years in prison and instead plead to one year of probation);

These are just some of the highlights to a great year! In addition to these cases I have successfully helped hundreds of other clients in the past year in all three areas of law. I am so grateful to past and current clients who continue to tell their friends and family about my office aiding in my growth and success. I can never thank you enough. Here's to another thirty successful years!!!

March 28, 2012

Daycare and Nursery Negligence

Today it is the norm for both husband and wife to work full-time requiring the ever increasing need for daycare centers and nurseries to look after young children. Families often struggle to pay the huge cost of children's daycare which are undoubtedly, very expensive. Because of the great expense and because nothing is more important to us than our children, we absolutely insist that our children be well taken care of in a safe and attentive environment. Unfortunately, accidents occur and mistakes are made and our children can be injured while at a daycare or nursery. In these cases, it is absolutely imperative that you speak with an experienced daycare negligence attorney.

Most professional and high quality day care centers will have insurance in case accidents occur. Day care center negligence might include:


  • Improper supervision of children (i.e. allowing them to play dangerous games);

  • Failure to provide required medication;

  • Unsanitary conditions leading to sickness;

  • Defects in the building (i.e. broken stairs) that lead to injury;

  • Accidents from unsafe toys or equipment;

  • Injuries caused by one child on another.

These are examples of negligence that can occur even in well cared for facilities with highly trained staff. In such cases, your child is entitled to recover damages for past and future medical bills as well as pain and suffering. If the injury is very serious or catastrophic, this money can be used to help pay for necessary medical expenses over the course of a lifetime.

Some daycare negligence cases are more obvious and upsetting. Verbal, physical and sexual abuse has and may occur in a day care center. Be sure that NO level of verbal or physical abuse is acceptable regardless of the reason or the circumstances. If you would not slap your child to discipline him or her, your daycare center is certainly not allowed to do so.

These are almost always serious cases because of the long term mental and physical implications that may occur. My firm is experienced in representing parents whose children were injured while in the care of another and I am happy to speak with you for free if your child was hurt while at a daycare facility.

Continue reading "Daycare and Nursery Negligence" »

February 29, 2012

Understanding the Arbitration Process

If you have an experienced and aggressive Rhode Island personal injury attorney, your case may have ended up in litigation. There are two major reasons reasons why a personal injury case goes to litigation: 1) the offer of settlement is not high enough; or, 2) the insurance company is not accepting 100% liability. If you enter litigation there is a very strong chance that your attorney may attempt arbitration before the case goes all the way to trial.

Arbitration is compulsive under the Rhode Island Rules of Civil Procedure, however, the decision is not binding. What this means essentially is that either side (plaintiff or defendant) can force the two parties to at least try arbitration, but neither side is compelled to accept the award if they are dissatisfied. You can have your case removed from the arbitration process if the amount in contention is in excess of $100,000.00.

Arbitration can be a highly effective tool for resolving difficult cases without the huge amount of money and time that a full civil trial that would require. At an arbitration, both sides will agree on a neutral party to serve as "judge". Each side submits an arbitration memorandum complete with their argument, exhibits, affidavits and any other evidence that they would like to present or have considered by the arbiter. Then there will be an actual hearing during which time each side will state their case while presenting evidence and witnesses. It is a very informal "trial" in that sense. Arbitrations can be either simple with one or two witnesses or they can be incredibly complex with several witnesses, including experts and dozens of exhibits.

Within 2 weeks the arbiter will make his decision in writing. The decision will include a dollar amount along with some thoughts and notes on the topic to explain why the arbiter came to the decision that he did. Arbitration is a relatively quick and painless process that might result in a speedy aid to ongoing litigation. If your case is going to arbitration or may be eligible for arbitration speak to your personal injury attorney to discuss the process.

Continue reading "Understanding the Arbitration Process" »