I’ve written about hit and run accidents on this blog in the past, but it still seems to come up quite a bit so I thought it merited another post. What are your rights and what can you do if someone causes an accident injuring you and damaging your car and then takes off? Hit and run accidents, unfortunately, are quite common especially in Providence. There are a number of reasons why someone might take off after causing an accident such as:
- He or she has an outstanding arrest warrant;
- He or she does not have a license and/or insurance;
- They are drunk or on drugs;
- And sometimes, he or she is just a jerk who thinks they can get away with it.
If a driver flees the scene, all is not lost. While many police departments do very little in their “hit and run” departments, our law office may be able to identify the driver if you have a license plate. The RI DMV allows access to insurance and registration information if you have a plate of the hit and run vehicle. If you were unable to obtain a license plate, you may still be protected.
Depending on your insurance coverages you may be fully protected and able to obtain compensation for damages to your car, a rental vehicle, and a personal injury claim including medical bills and lost wages. Many people have uninsured motorist coverage on their auto policy and do not even know it. This coverage means that your insurance company will take the place of the insurance company that the at-fault driver should have had if they did not flee the scene. Bear in mind that uninsured motorist coverage is very affordable, so if you do not currently have it on your policy, get it! You never know when you might need it.
The point of this post is to remind you that if you are struck by a hit and run driver, you still have many options not only for your vehicle but also for your personal injuries. Contact our office for a free consultation and we will search high and low to find coverage for your losses.