If you have been injured in Rhode Island or Massachusetts, whether in a car accident, slip and fall, motorcycle or other type of accident, the first step in resolving the case is often through dealing with the insurance company. An experienced personal injury attorney will deal with the insurance company and is often able to negotiate a favorable settlement with them.
Hiring a personal injury attorney does not necessarily mean that you are filing a lawsuit or suing the other person. While a lawsuit may be inevitable, very few cases actually make it all the way to trial. That means, a personal injury attorney is essential even in the early stages of dealing with the insurance company.
As a former insurance adjuster, I can tell you that insurance companies work very hard to try and keep injured people from hiring attorneys. They know that if the person remains unrepresented by an attorney that the settlement will be much lower. Also, an attorney is best able to show that you are not at fault for an accident. If you do not have an attorney in your corner who understands the laws of Rhode Island, the insurance company may try to tell you that you are all or partially at fault for an accident that was not your fault.
In summary, if you have been injured in an accident of any kind, do not wait to hire an attorney. An attorney is most valuable to you right at the outset and can protect your rights and interests. Do not wait to try and work with directly with the insurance company only for the insurance company to offer a very low settlement. My office will deal directly with the insurance company from the very beginning and help you every step of the way. If, I am unable to obtain a fair settlement with the insurance company, then I am more than happy to file a lawsuit and take your case to trial.