Are you currently trying to work directly with the insurance company for your personal injury claim? Are they pressuring you to settle your auto accident injury claim? Are they telling you that you do not need an attorney to represent you because they will treat you fairly?
I know there are a lot of you out there and I know that you are nervous about how things are going to work out with the insurance company, but maybe you are afraid that you can not afford an attorney or that the attorney will cost too much. I used to work for the insurance companies and I know how they think – I can assure you that you need a personal injury attorney to handle your auto accident claim. If not me, hire someone else.
The reason is, quite simply, that insurance companies do not want to pay you. It is their money and they would prefer to keep it. There are two methods insurance companies often take regarding unrepresented injury victims: 1) They ignore you and make you wait as long as possible to pay you as little as possible; or 2) Pressure you in to signing a Release for very little money shortly after the accident.
The fact (and I know this since I’ve been on the insurance side) of the matter is that you will receive much less money without an attorney than if you had one. Furthermore, almost all personal injury attorneys, including myself, work on a contingent fee basis. This means that we only take a percentage of what you earn and we are not paid until you are paid. You do not need to worry about affording an attorney because you will not pay anything until the case settles. And, I am convinced, that in almost all cases you will still make more money after paying the attorney than you would earn working directly with the insurance company.
There are a couple of reasons why you can never be fully compensated for your personal injury claim without an attorney. First, you may not be aware of what you are entitled to. Second, you may not understand your options for paying medical bills. Third, and most important, the only real threat to the insurance company to force them to pay what you deserve, is a lawsuit. Without an attorney, the insurance company knows that you are not going to file suit, so why should they make a reasonable offer to you? An unrepresented injury victim has no bargaining power with the insurance companies.
If you are currently trying to work with the insurance company for your injury claim, call my office for a free consultation. It is never too late to hire a personal injury attorney for your accident claim. I have many clients who tried to settle directly with the insurance company only to be offered an embarrassingly low amount of money. After the shocking offer, they called my office for help. Let my office handle your auto accident claim for you and avoid the frustration and work of dealing with the insurance companies.