Normally an argument over medical bills with an insurance adjuster is something that your car accident attorney will handle, but if you are trying to resolve the case on your own, you may have recently been told that your medical bills are unnecessary or unreasonable. Of course, you are simply following doctor's orders and obtaining the treatment he or she recommends for you to get better. You may ask, how on Earth are my bills unnecessary or unreasonable?
The first thing you should understand about insurance adjusters is that they believe everyone should be healed within 6 weeks of the accident. Whether you broke a leg or suffered a whiplash injury, it is expected that you stop treating quickly. When doctor ordered treatment goes on for a lengthy period of time (because you are still in pain and the doctor is advising you to seek additional treatment) the adjuster may begin to argue that the bills are unnecessary or unreasonable.
In a Rhode Island personal injury lawsuit, you are entitled to medically necessary and reasonable medical bills. This is why, in an effort to cut costs and the value of your case, the insurance company will attempt to argue that your bills are too high. In order to obtain all of your medical bills for any given case, we must prove that your treatment was medically necessary (i.e. doctor's orders) and that the treatment is causally related to the auto accident, slip and fall, or other accident. Causal relation is extremely important and it is often the subject matter of a personal injury lawsuit. Defense attorneys love to argue that your back pain stems not from the auto accident but from some pre-existing injury such as your days playing college football or a different auto accident ten years ago. It is on your Rhode Island car accident attorney to show that the treatment was medically necessary and causally related to the accident at hand.
If the insurance company is beginning to give you a difficult time or pressure you into settling quickly, contact my office right away. We can discuss your case for free and if I take on your representation there is no fee until I obtain money for you.